Karen Lippowiths , May 19, 2008; 03:47 p.m.
I'm a PPA member and have insurance through them. I may not be the best respondent because I've never had to make a claim or test the policy, but I feel good about the coverage and know based on comparison with our personal insurance broker that the PPA is very competitive.
I will also say that my PPA membership has paid for itself in other ways, including jobs I've gotten through the web site, the Professional Photographer magazine (which I look forward to monthly) and the other benefits.
:) Karen Lippowiths